**60/40 in 2025? The First Down Years Can Decide Your Entire Retirement...**

STEP 1: See Video on How Two $1M Portfolios End Up Opposite

STEP 2: Schedule No-Cost 1-on-1 Retirement Planning Consultation

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Our retirement strategies work best for those with investable assets of at least $150k+.

Investment advisory services offered through WCG Wealth Advisors, LLC (WCG), an SEC-Registered Investment Advisor.

V Wealth is a separate entity from WCG Wealth Advisors, LLC. This communication is intended for educational and informational purposes and does not constitute investment, tax or legal advice and should not be relied on as such. This is not to be construed as an offer to buy or sell any financial instruments and should not be relied upon as the sole factor in making an investment decision for any individual. As with all investments there are associated inherent risks including the possible loss of principal. Past performance is no guarantee of future results.

All material presented is compiled from sources believed to be reliable and current, but accuracy cannot be guaranteed. The opinions referenced are as of November 20th, 2025. These comments should not be construed as recommendations but as an illustration of broader themes. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All indices are unmanaged and cannot be invested into directly. Unmanaged indices do not reflect fees, expenses, or sales charges. Index performance is not indicative of the performance of any investment.